You can top up your VeraCash account by credit card or bank transfer. Topping up your account results in the purchase of precious metals.
If it’s the first time you top up your VeraCash account, it may only be done by bank transfer. Your credit card will be accepted after a one month observation period.
Before topping up your VeraCash account:
- Check your precious metal purchase distribution. For our international users, it is by default set to 100% GoldSpot (gold backed by bullion bars).
- Check the validation of your bank details in your Member Area.
See also : How do I change the distribution of my precious metals?
Top up your account by bank transfer
Each VeraCash account comes with a personal IBAN after registration has been completed and validated. This IBAN can be used to make occasional or recurring transfers from your bank.
From the VeraCash application or your Personal Area:
- Go to the "Credit" tab then "Transfer".
- Copy and paste your VeraCash IBAN to add it as a new recipient on the personal space of your bank account(s).
- After adding your VeraCash IBAN as recipient, you can make a transfer or schedule recurring transfers to your VeraCash account.
The price retained for precious metals is the price at the time VeraCash receives the bank transfer, which can take up to 48 hours.
Top up your account with a credit card
This is the fastest method, which allows you to top up your account at the current gold or silver price. Transaction is immediate and your account is credited in a few minutes, with no additional fees.
From the VeraCash application or your Personal Area:
- Go to the "Credit" tab and then "Credit card".
- Follow the procedure displayed on the screen.
IMPORTANT - The conditions to top up your account with a debit card are as follows:
- If you are a new customer, you must have made at least one transfer to release the credit by debit card;
- 2 credits per day, with a limit of 5 attempts per week ;
- 3500€ maximum per day;
- Up to 2 different debit cards over 30 days.