---
title: Why is the price of GoldPremium higher than the spot rate?
description: The price is set in consideration of the purchasing and sales transactions carried out on the website and is weighted according to fluctuations in the products’ international rates.
---

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February 27, 2025

# Why is the price of GoldPremium higher than the spot rate?

## The price is set in consideration of the purchasing and sales transactions carried out on the website and is weighted according to fluctuations in the products’ international rates.

The assets underlying Veracash prices are not paper gold listed on the stock market, but rather gold minted into coins (in the case of GoldPremium). The middle rate for Veracash gold is based on the gold contained in those products and on their production cost or valuation, i.e. **the spot value of +4.5%**, or the premium on the coins underpinning GoldPremium.

Although it is currently set at 4.5%, that number could go up or down at any time.

See also:

- [Why is the price of Veracash silver higher than the spot rate?](https://support.veracash.com/why-is-the-price-of-veracash-silver-higher-than-the-spot-rate?hsLang=en)

 

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